Useful when you
- Have a car or motorcycle due for renewal
- Bought a new or used vehicle
- Want to compare comprehensive and third-party cover
- Need to understand windscreen or flood protection
Back to home
Motor insurance in Kluang
Understand the cover before you renew.
Ask about new policies and renewals, comprehensive cover, third-party fire and theft, or third-party cover. Optional windscreen and special perils cover can also be discussed.
Ask about motor insuranceCommon areas to discuss
- Accidental loss or damage to the vehicle
- Fire and theft
- Third-party bodily injury or property damage
- Optional windscreen and special perils cover
What to prepare
- Vehicle registration or vehicle details
- Owner identification and contact details
- Current policy or expiry date
- No-claim discount details, if applicable
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Optional cover to consider
Windscreen cover
A glass-only claim under the extension generally does not reduce NCD; limits and repair or replacement terms apply.
Special perils
May extend cover to specified events such as flood, storm and landslide. Damage involving a fallen tree depends on the cause and wording.
Driver and passenger personal accident
May provide accidental death, disablement or related benefits for the driver and passengers, depending on the plan.
Compensation for Assessed Repair Time (CART)
Where applicable, compensation is based on reasonable repair days assessed by an adjuster, not every day the vehicle remains at the workshop.
Authorised or additional drivers
Cover may be arranged for permitted, properly licensed drivers; age, licence and excess conditions should be checked.
Legal Liability to Passengers (LLTP)
Addresses covered legal liability when a passenger claims bodily injury arising from the insured driver's negligence, subject to terms.
Legal Liability of Passengers (LLOP)
Addresses covered liability arising when a passenger's negligent act injures another person or damages property, subject to terms.
Coverage, excess, optional benefits and premium remain subject to underwriting and official policy documents.
FAQ
Common questions
Can I ask only for a renewal quotation?
Yes. Send the vehicle details and expiry date and we will advise what else is needed.
Is flood automatically covered?
Not always. Special perils may need to be selected separately; please refer to the policy documents.
Official insurer information
Need more detail? Read the product information and documents.
These links lead to insurer websites. Start with the product overview, then read the Product Disclosure Sheet or policy wording for complete benefits, limits and exclusions.
Local consultation in Kluang
Yeo & Ham Agency
Office location：25, Jalan Intan 7/3, Taman Intan, 86000 Kluang, Johor
Business hours：Monday–Friday, 9:00 AM–6:00 PM
Google Maps listing: Agency Yeo Eng Kiang
Insurers we can enquire with
Zurich MalaysiaGreat Eastern General MalaysiaTune Protect MalaysiaMSIG Malaysia