Useful for
- People seeking additional accident protection
- Those who drive, work or travel frequently
- Self-employed people without employee benefits
- Families reviewing personal accident cover
Back to home
Accident protection for individuals
An extra financial buffer when accidents happen.
Personal accident insurance commonly addresses accidental death, permanent disablement and accident-related medical expenses. Benefits, occupation classes and exclusions differ by plan.
Ask about personal accidentCommon areas to discuss
- Accidental death
- Permanent disablement
- Accidental medical expenses
- Hospital income or other optional benefits
What to prepare
- Age and occupation
- Work and activity risk
- Preferred level of protection
- Existing accident cover
Illness is generally not the main scope of personal accident insurance. Refer to each product’s definitions and exclusions.
FAQ
Common questions
Is personal accident insurance the same as a medical card?
No. Personal accident insurance focuses on accidents; medical and illness cover are different.
Does occupation affect acceptance?
It can. The nature of work and everyday risk are usually important underwriting information.
Official insurer information
Need more detail? Read the product information and documents.
These links lead to insurer websites. Start with the product overview, then read the Product Disclosure Sheet or policy wording for complete benefits, limits and exclusions.
Local consultation in Kluang
Yeo & Ham Agency
Office location：25, Jalan Intan 7/3, Taman Intan, 86000 Kluang, Johor
Business hours：Monday–Friday, 9:00 AM–6:00 PM
Google Maps listing: Agency Yeo Eng Kiang
Insurers we can enquire with
Zurich MalaysiaGreat Eastern General MalaysiaTune Protect MalaysiaMSIG Malaysia